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705 W Michigan Avenue, Urbana, IL 61801.
Set on one of the most sought-after blocks in Urbana's historic State Streets neighborhood, this home combines timeless character with exceptional space. The oversized lot, spacious two-car garage with a walk-up attic, and screened-in back porch create a private outdoor retreat. Inside, you'll find beautiful original woodwork and exposed hardwood floors throughout the main level, along with fireplaces in the living room, dining room, and second-floor primary bedroom. The unfinished basement stands out for a home of this era, offering ample storage and potential workshop space, complemented by the convenient walk-up attic above.
MLS ID: 12603033
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705 W Michigan Avenue, Urbana, IL 61801.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $499,900 | $499,900 | $499,900 |
| Down Payment | $99,980 | $17,497 | $124,975 |
| Monthly Mortgage Amount | $2,366 | $2,943 | $3,063 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,208 | $4,005 | $3,905 |