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511 2nd Ave NW , Mt Vernon, IA 52314.
Welcome to this charming 2-story home nestled in the highly sought-after Mt. Vernon Historic District! This inviting property is filled with character, featuring large windows that flood the main level with natural light, beautiful hardwood floors, and high ceilings that create an open, airy feel. The main level offers a spacious living room that flows into a cozy breakfast nook area with built-in seating, a formal dining room, and a generously sized kitchen with all appliances included. An office on the main floor?complete with a convenient half bath?can also serve as a bedroom for added flexibility. The second level offers an updated full bathroom, two bedrooms and an expansive primary suite with versatile space ideal for a sitting area, office, or recreation room. The primary suite layout allows for multiple configurations, including the potential for a fourth bedroom, with a pass-through bedroom option. The outdoor space is just as impressive, featuring a one stall detached garage with a loft area for storage, a fire pit, and a beautiful yard surrounded by mature trees, shrubs and established gardens, creating a private, peaceful setting. Located just two blocks from the city park and pool, and within walking distance to Main Street shops and restaurants, this home offers both convenience and a quiet neighborhood atmosphere. For those who have an eye for remodeling, this home presents a great opportunity to reimagine the space?allowing for a main-level full bathroom, laundry, and mudroom area, along with moving/updating the kitchen, and even adding a welcoming front porch. Options are endless and give you the chance to make this amazing home your own.
MLS ID: 2602377
Shown By
Agent Name: Jamie Wiley
Agent Phone: (224) 383-8365
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Shown By
Agent Name: Jamie Wiley
Agent Phone: (224) 383-8365
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
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511 2nd Ave NW , Mt Vernon, IA 52314.

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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $225,000 | $225,000 | $225,000 |
| Down Payment | $45,000 | $7,875 | $56,250 |
| Monthly Mortgage Amount | $1,079 | $1,325 | $1,379 |
| Taxes | $313 | $313 | $313 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $99 | $0 |
| Monthly Estimated Total | $1,492 | $1,837 | $1,792 |