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49 N Lake Avenue Fox Lake, IL 60020 Residential - Single Family New

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  • 49 N Lake Avenue , Fox Lake, IL 60020 Main Photo

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Description

Welcome to this beautifully remodeled lake-area retreat with rare deeded access to the Chain O'Lakes, one of the most sought-after recreational water systems in Northern Illinois. Enjoy boating, dining, fishing, and waterfront living all summer long-directly from your private deeded strip of land with your own pier. Opportunities like this are hard to find and highly desirable. This spacious home offers over 3,100 square feet across three full levels of above-grade living space, making it ideal for large families, multi-generational living, or those who love to entertain. Completely renovated in 2020, the home blends modern finishes with warm, light-filled interiors and exceptional flexibility. The main living areas are filled with natural light from large windows throughout, creating a bright, open feel. Multiple balconies provide peaceful water views, enhancing the lake-lifestyle atmosphere. The expansive primary suite features a private en-suite bath and a connected office or nursery, perfect for remote work or growing families. The lower level is fully above ground, with large windows and an open living area featuring a built-in wet bar-ideal for an in-law suite, guest quarters, teen retreat, or entertainment space. Enjoy the outdoors with a custom granite bar area, perfect for summer gatherings. Then head down to your private Chain-of-Lakes access, where your own pier provides easy entry to one of the region's most popular boating and recreation destinations. Major Updates and Features 1 Rare deeded access to the Chain O'Lakes 2 Private strip of land with your own pier 3 Full remodel completed in 2020 4 New roof in 2023 5 Attic insulation redone in 2025 6 New stove installed in 2025 7 Fresh interior paint in 2025-2026 8 Newer HVAC systems 9 Updated bathrooms throughout 10 2.5-car garage 11 Multiple balconies with water views 12 Three full levels of above-grade living space This home offers the rare combination of size, flexibility, natural light, and direct access to the Chain O'Lakes, making it perfect for families, entertainers, or anyone seeking a true waterfront lifestyle without full waterfront pricing.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 3,192
Garage Size: 3
Attached Garage
Built in 1930
Elementary School: Stanton
High School: Grant Community High School

General Information

Bedrooms: 4
Bathrooms: 5
Sqft: 3,192
County: Lake
High School: Grant Community High School
Listed By:
Circle One Realty 630-528-2300
MRED MLS

Room Information

Office: 9X8
Loft: 9X10
Foyer: 14X11
Bar/Entertainment: 11X10
Bedroom 2: 17X10
Bedroom 3: 9X15
Bedroom 4: 9X18
Dining Room: 14X16
Family Room: 19X10
Kitchen: 18X13
Laundry: 10X10
Living Room: 14X21
Primary Bedroom: 23X11
$499,000
Est. $3,201/mo
4beds
5baths
3,192sqft
3cars
New to the Market New
BEDS4 BATHS4 full 1 partial SQUARE FEET3,192 MLS#12610615
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 124

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49 N Lake Avenue , Fox Lake, IL 60020.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $499,000$499,000$499,000
Down Payment $99,800$17,465$124,750
Monthly Mortgage Amount $2,361$2,938$3,058
Taxes $694$694$694
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$219$0
Monthly Estimated Total $3,201$3,997$3,898

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