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318 Spruce Street Dixon, IL 61021 Residential - Single Family Contingent

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Description

Hard to find setup for hobbyists and car enthusiasts! This charming 2-Bedroom home features an incredible 6-car heated garage - perfect for projects, storage, or a dream workshop. Enjoy an enclosed front porch and a screened-in back porch with potential to finish for added living space. Inside offers a cozy layout, while the clean basement includes an additional room ideal for a hobby space, office, or more storage.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 816
Garage Size: 6
Heated Garage
Built in 1931
School District: District 170

General Information

Bedrooms: 2
Bathrooms: 1
Sqft: 816
County: Lee
Listed By:
Sauk Valley Properties LLC 815-288-2881
MRED MLS

Room Information

Enclosed Porch: 8X19
Screened Porch: 16X11
Bedroom 2: 9X10
Dining Room: 11X13
Kitchen: 9X11
Living Room: 11X13
Primary Bedroom: 14X9
$139,000
Est. $960/mo
2beds
1baths
816sqft
6cars
Contingent
BEDS2 BATHS1 full SQUARE FEET816 MLS#12599422
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 170

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318 Spruce Street, Dixon, IL 61021.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $139,000$139,000$139,000
Down Payment $27,800$4,865$34,750
Monthly Mortgage Amount $667$818$852
Taxes $193$193$193
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$61$0
Monthly Estimated Total $960$1,172$1,145

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About this area

Illinois/Dixon
Dixon

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About Dixon

Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.

Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.

Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.

The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.

Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!

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