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21309 Gambill Lane, Carlyle, IL 62231.
Opportunity awaits on approximately 0.80 acres just minutes from Carlyle Lake! This spacious 3-bedroom, 2-bath Belmont model manufactured home offers approximately 1,792 square feet of living space, providing a larger-than-expected layout with multiple living areas and strong potential for improvement. The home features a generous living room with a fireplace, a functional kitchen with ample cabinetry, and a designated dining area. The primary bedroom includes a private bath, and the additional bedrooms offer flexible space for a variety of needs. A laundry/mud room adds convenience and extra storage potential. Major exterior improvements were completed in 2020, including a new roof, siding, and front and back doors-significantly reducing large future expenses for the next owner. The property is situated on a dead-end street, offering added privacy, with a field behind the home and close proximity to Carlyle Lake for outdoor recreation. While the home will require cleanout, cosmetic updates, and some finishing touches, it presents a solid opportunity for investors or buyers looking to add value. Property includes a shed and additional outdoor space. Being sold AS-IS. Cash or renovation financing recommended. Buyer to verify all information, including square footage, utilities, and property details.
MLS ID: 12610064
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21309 Gambill Lane, Carlyle, IL 62231.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $90,000 | $90,000 | $90,000 |
| Down Payment | $18,000 | $3,150 | $22,500 |
| Monthly Mortgage Amount | $426 | $530 | $552 |
| Taxes | $125 | $125 | $125 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $40 | $0 |
| Monthly Estimated Total | $651 | $795 | $777 |