Description
NEW LISTING! This home is beautiful, has been well kept, and is ready for new ownership. The main level features a formal living room as well as a roomy dining space with an Anderson patio door, leading to the large deck. The kitchen offers plenty of counter space for your meal prep or baking needs. Also on the main floor is an informal living room with a gas log fireplace and cathedral style vaulted ceilings, making the space feel plenty spacious but still comfortable and cozy. There are three bedrooms on the main level, with the primary suite holding a walk in closet and a full bathroom. There is a large full bathroom in the hallway as well as a half bath just inside the entrance to the house from the garage. This bathroom holds laundry hookups as well, so you can enjoy main level living if so desired! The basement of this home is partially finished and SO spacious. There is currently a partially finished accessory kitchen and another full bathroom (with laundry hookups!). The rest of the basement awaits your imagination, but it is clean and dry. This home sits on .91 acres! The lot faces the golf course and there's a field in the back so you feel like you're living in the country, but just minutes away from all your amenities. There's a shed on the corner of this lot in addition to the 22x24 garage. AC was brand new in 2020, dishwasher new in 2021, the pool and roof were both brand new in 2022 as well as the washer and pool landscaping. All of the windows in the house were replaced in 2023 and the fridge was replaced in 2024. The home has been recently painted and is ready for new ownership!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,998
Garage Size: 2
Attached Garage
Built in 1998
School District: District 2
One Fireplace
General Information
Bedrooms: 3
Bathrooms: 4
Sqft: 1,998
County: Whiteside
Listed By:
Gateway Realty Group
563-519-8826
MRED MLS
MLS ID: 12599698
Room Information
Other Room: 15X17
Kitchen- 2nd: 10X17
Family Room - Down: 37X11
Bedroom 2: 13X10
Bedroom 3: 11X14
Dining Room: 9X15
Family Room: 16X18
Kitchen: 11X17
Living Room: 14X12
Primary Bedroom: 14X15
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20922 Cattail Road, Fulton, IL 61252.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $319,900 | $319,900 | $319,900 |
| Down Payment | $63,980 | $11,197 | $79,975 |
| Monthly Mortgage Amount | $1,534 | $1,883 | $1,960 |
| Taxes | $445 | $445 | $445 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $141 | $0 |
| Monthly Estimated Total | $2,079 | $2,569 | $2,505 |
About this area
About Fulton
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!