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1707 Teresa Street , Rock Falls, IL 61071.
Nestled at the edge of town on a peaceful dead-end street, this ranch home offers tranquility and privacy, ideally located on a half acre just a short distance from all the conveniences of town. The main level features 2 spacious bedrooms, an appointed full bath, complete with a separate tub and shower, along with double sinks for added convenience. Oak kitchen with appliances and sliding doors off the dining open to the 22x10 covered deck and stylish paver patio. Partially finished basement with family room, possible bedroom and storage room. Recent upgrades include a newer roof (2024), well tank (2023), water heater (2019). Along with the attached garage, there is an additional 12x16 detached shed/garage and a covered front porch.
MLS ID: 12611532
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1707 Teresa Street , Rock Falls, IL 61071.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $174,900 | $174,900 | $174,900 |
| Down Payment | $34,980 | $6,122 | $43,725 |
| Monthly Mortgage Amount | $839 | $1,030 | $1,072 |
| Taxes | $243 | $243 | $243 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $77 | $0 |
| Monthly Estimated Total | $1,182 | $1,450 | $1,415 |
Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.
The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.
For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.
With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!
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