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14077 Saint Joseph Road, Athens, IL 62613.
Sitting pretty & move in ready in the Villa Maria subdivision of Athens, this cute ranch & it's prime location offer the peace of rural living & a short commute to Springfield amenities. Youre welcomed inside by neutral color schemes surrounding a striking floor-to-ceiling fireplace focal point finished in trendy whitewashed brick. An open-concept kitchen provides generous room for both dining & everyday living while an abundance of bright white cabinetry, tile floors and modern appliances align with the overall fresh feel. The layout is both practical & flexible with gracious bedrooms & closets, a true laundry room that doubles as the mudroom entry & a comfortable primary suite equipped with full, en suite bathroom. Step out from the dining area to the large back deck & you'll discover a large fenced backyard & endless opportunity for outdoor enjoyment. Recent improvements offer added value & peace of mind found in new copper plumbing completed in 2024, a water heater replaced in '23 & the sump pump new just last year. An attached 2-car garage with the front deck & yard space are like cherries on top as you welcome family & guests via attractive curb appeal that aligns beautifully within its surroundings. Don't miss this gem of a home and it's welcoming, rural neighborhood in the Athens School District!
MLS ID: CA1041664
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14077 Saint Joseph Road, Athens, IL 62613.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $159,900 | $159,900 | $159,900 |
| Down Payment | $31,980 | $5,597 | $39,975 |
| Monthly Mortgage Amount | $757 | $941 | $980 |
| Taxes | $223 | $223 | $223 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $70 | $0 |
| Monthly Estimated Total | $1,080 | $1,334 | $1,303 |