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109 N 13th Street Oregon, IL 61061 Residential - Single Family New

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Description

This inviting ranch combines a great location with thoughtful updates and a layout designed for everyday convenience. Situated on a corner lot near schools and parks, the home welcomes you with a bright, spacious kitchen featuring a casual breakfast counter and a cozy dining nook perfect for everyday meals. A mudroom with main floor laundry adds practical ease to your routine. The living room centers around a warm wood-burning fireplace, while the formal dining room opens directly to the brick paver patio for seamless indoor outdoor living. Three bedrooms are located on the main floor, including a primary suite with a tiled shower bath, along with a second full bath. The lower level expands your living space with a generous family/rec room, a full bath with stand up shower (updated in 2021), and a versatile bonus room. Outside, enjoy a 2 car garage, storage shed, and a brick paver patio enhanced by a privacy fence along one side, ideal for relaxing without fully enclosing the yard. Recent improvements include 2021 kitchen countertops, 2022 updates to both main floor bathrooms, a 2021 furnace and central air, and a new roof in 2023. All electric home.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,442
Garage Size: 2
Attached Garage
Built in 1978
School District: District 220
Brick Exterior
One Fireplace

General Information

Bedrooms: 3
Bathrooms: 3
Sqft: 1,442
County: Ogle
Listed By:
RE/MAX of Rock Valley 815-732-9100
MRED MLS

Room Information

Bonus Room: 15X11
Recreation Room: 27X11
Bedroom 2: 10X11
Bedroom 3: 9X11
Dining Room: 16X12
Family Room: 21X15
Kitchen: 18X12
Laundry: 7X12
Living Room: 20X13
Primary Bedroom: 13X11
$229,900
Est. $1,523/mo
3beds
3baths
1,442sqft
2cars
New to the Market New
BEDS3 BATHS3 full SQUARE FEET1,442 MLS#12608676
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 220

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109 N 13th Street, Oregon, IL 61061.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $229,900$229,900$229,900
Down Payment $45,980$8,047$57,475
Monthly Mortgage Amount $1,103$1,353$1,409
Taxes $320$320$320
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$101$0
Monthly Estimated Total $1,523$1,874$1,829

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